Investment lending, a changing market?

The residential lending landscape has been slowly changing and in the last month there have been significant moves by lenders that are bound to have an effect on new investment lending and subsequently, (as APRA and the RBA I’m sure hope) the Australian...

Australians Love Affair with Property Remains

The average Australian psyche is fairly ingrained with property and having your home as your castle. Around 70% of us live in a home we are either buying or have paid off completely. This is one of the highest owner occupancy rates in the world. This mentality has...

The Property Cycle in Australia

You may have heard the term “property cycle” but what is it, does it exist and what does it mean for you as the buyer, seller or investor? The property market, similar to other markets, moves in cycles and depending on who you talk too or what you read,...

Stamp Duty: What is it and Why do we pay it?

Is Stamp Duty a necessary evil and just a fact of life or is it a revenue raising enterprise for the various state governments? A recent Mortgageport poll found that 100% of people questioned believe Stamp Duty should be abolished, now that is a convincing response!...